Need a loan amortization schedule? There’s a template for that.
Creating a personal monthly budget? There’s a template for that.
Is one of your kids getting married and you’re planning out the expenses? There’s a template for that.
Okay, you get the point and you’re not amused with my not-funny “there’s an app for that” parody, so I’ll stop there.
Friends have sometimes asked me to help them create spreadsheets for all of the above purposes, perhaps unaware of the many templates that exist …